Privacy Policy.

Who we are

Finanze Capital Ltd is registered in England and Wales. Company number: 14694634. Registered office: 124 City Road, London, EC1V 2NX. Finanze Capital Ltd is registered with the Information Commissioner’s Office under registration number ZB520223. Where Finanze Capital determines why and how personal information is processed, it acts as the data controller.

Information we may collect

We may collect names, contact details, company and role information, enquiry and application information, property and security details, financial and portfolio information, identity and address evidence, credit history, source of funds and source of wealth information, bank statements, transaction documents, professional reports, communication records, website usage data and other information provided through our forms, by email or during the course of a transaction. We may also obtain relevant information from brokers, introducers, Companies House, HM Land Registry, credit reference agencies, identity and fraud-prevention providers, sanctions and public-record sources, professional advisers and other lawful third-party sources.

How we use information

We use personal information to respond to enquiries, generate or review indicative terms, receive and assess applications, undertake underwriting and credit review, verify identity and ownership, prevent fraud, comply with anti-money laundering, sanctions and other legal obligations, assess source of funds, instruct and communicate with professional advisers, arrange or provide funding, manage transactions and servicing, administer security and exits, maintain records, protect our legal rights, handle complaints or disputes, maintain information security, improve systems and operate our business.

Lawful bases

We process personal information only where we have a lawful basis to do so. Depending on the circumstances, this may include taking steps at your request before entering into a contract, performing a contract, complying with a legal obligation, pursuing our legitimate interests or those of a relevant third party, or relying on consent where consent is required. Where the law requires an additional condition for particular categories of information, we will apply that condition.

Checks and due diligence

Where relevant, we may carry out identity and address verification, company and beneficial-ownership checks, anti-money laundering checks, sanctions and politically exposed person screening, adverse-media review, fraud-prevention checks, credit reference searches and other due diligence. We may use specialist providers and public or regulatory sources for these purposes. Those providers or agencies may retain records of searches where permitted by law.

Sharing information

We may share information where necessary with companies within the Finanze group, brokers, introducers, prospective or current funders, lenders, purchasers and financing partners, solicitors, valuers, monitoring surveyors, quantity surveyors and other professional advisers, technology and cloud-service providers, website hosts, credit reference agencies, identity and fraud-prevention providers, insurers, banks, accountants, auditors, compliance providers, receivers or recovery professionals, regulators, courts, law enforcement agencies and other parties where disclosure is necessary to assess, structure, complete, service, enforce or otherwise manage an enquiry, application or transaction. Depending on the activity, a recipient may act as an independent controller or as a processor acting on our instructions.

Security and international transfers

We use appropriate technical and organisational measures designed to protect personal information, including controlled access to systems and records, security controls applied to our technology providers and procedures for responding to suspected incidents. Some service providers may process information outside the United Kingdom. Where personal information is transferred internationally, we take steps required by applicable data-protection law to ensure an appropriate transfer mechanism and level of protection are in place.

Automated tools and human review

We may use automated tools to assist with calculations, data capture, screening, document handling and analysis. Public quote tools provide indicative outputs only and do not themselves approve credit or bind Finanze Capital or any funding partner. Material underwriting, credit, exception and completion decisions remain subject to human review and the applicable approval process.

Retention

We keep personal information only for as long as reasonably necessary for the purpose for which it was collected and to meet legal, contractual, accounting, fraud-prevention, complaint, claim, audit, servicing and risk-management requirements. Retention periods vary according to the nature of the information, the status of the enquiry or transaction and any continuing legal or business requirement.

Your rights

Depending on the circumstances, you may have rights to request access to personal information, ask for inaccurate information to be corrected, request deletion or restriction, object to certain processing, request transfer of information, or withdraw consent where processing is based on consent. These rights are not absolute and may be subject to legal exemptions. To exercise a right, contact us with enough information to identify you and the request.

Complaints

We hope to resolve any privacy concern you raise with us. You also have the right to complain to the Information Commissioner’s Office if you are dissatisfied with how your personal information has been handled.

Contact

Privacy questions or rights requests can be sent to Finanze Capital Ltd, 124 City Road, London, EC1V 2NX. Email: info@finanzecapital.com.

Updates

This privacy notice may be updated as our website, systems, services, funding arrangements, legal requirements or business structure change. Last updated: August 2026.