Broker Guides
Practical guides for placing specialist cases.
Broker guidance on case packaging, common delays and how to present specialist property lending opportunities clearly.
Use these guides alongside the Broker Criteria page, Broker Tools and the Broker Articles hub.
Featured guidance
Start with the flagship guides.
Title Split Finance
How to identify title split value creation, what makes the case credible and what evidence helps underwriters assess the opportunity.
Read Article →Lease Extension Finance
How lease length, premium, extended value and repayment strategy connect in a lease extension case.
Read Article →Commercial Investment Value Lending
How commercial, semi-commercial and mixed-use assets are assessed around income, tenant profile and exit.
Read Article →Below Market Value Finance
How to think about discounted property opportunities without ignoring evidence, cost and valuation risk.
Read Article →Case packaging themes
What strong submissions tend to include.
Lead With Transaction
Explain what the borrower is doing, why the funding is needed, the value position and the intended repayment route.
Evidence The Exit
Sale, refinance, completion of works or asset stabilisation should be realistic for the requested term and supported by asset facts.
Separate Facts
Flag what is known, what is estimated and what requires valuation, legal or credit validation.
Upload Documents
The online application guides required documents, but title documents, ID, proof of address, statements and transaction evidence usually reduce delay.
Common delays
Issues that create back and forth.
Unclear Borrower Structure
Missing SPV, shareholder, director or applicant information creates avoidable delay.
Incomplete Property Details
Security address, property type, tenure, valuation basis and occupancy position need to be clear.
Works Not Evidenced
For works-led cases, cost to complete, planning position, GDV, programme and experience should be explained.
Exit Too Vague
“Refinance” or “sale” should be backed by a realistic plan, timing and supporting context.
Prefer to talk to a BDM
Prefer to talk through a case?
If you prefer to talk to a BDM or have a call, we are at your convenience. You can book an appointment or move straight into the broker quote route.
For live cases: use the broker quick quote route so the case enters the correct workflow and can progress into application when ready.